Auto Insurance
Most states require drivers to carry liability coverage, but the minimums rarely cover the real cost of a serious crash. As an independent agency, Rhino Insurance shops multiple carriers at once so you get the right protection at a competitive rate — not whatever a single captive company happens to sell.
What auto insurance covers
Liability (required in most states)
Pays for injuries and property damage you cause to others. State minimums are often low, but higher limits protect your assets if you're sued after an at-fault accident.
Collision & comprehensive
Collision repairs your vehicle after an accident; comprehensive covers theft, vandalism, hail, and the deer strikes common on mountain and canyon roads.
Uninsured / underinsured motorist
Protects you when the other driver has no insurance or too little — a real risk given the number of uninsured drivers on busy freeways and highways.
Personal injury protection (PIP)
In no-fault states, PIP is mandatory and pays your medical bills regardless of who caused the crash. We make sure your policy meets the rules where you live.
Why the right coverage matters
Across the West, fast freeway corridors, winter mountain driving, and frequent wildlife crossings make comprehensive and uninsured-motorist coverage especially valuable. Commuters logging heavy highway miles often qualify for usage- and bundling-based discounts we can find across carriers.
Coverage options we shop
- State-minimum and full-coverage policies
- Multi-vehicle and multi-policy bundling discounts
- Roadside assistance and rental reimbursement
- Classic, custom, and high-value vehicle coverage
- SR-22 filings
Auto Insurance questions
What are the minimum auto insurance requirements?
Requirements vary by state. Many set a low liability minimum — for example, a 25/65/15 limit means $25,000 bodily injury per person, $65,000 per accident, and $15,000 property damage — and some also mandate personal injury protection (PIP). We make sure your policy meets the rules where you live and almost always recommend higher limits to protect your assets.
Will my rate go up after a deer or hail claim?
Comprehensive claims like deer strikes and hail are typically not considered at-fault, so they usually have less impact on your premium than a collision. We can explain how each carrier treats these claims before you file.
Can you help if I need an SR-22?
Yes. We work with carriers that file SR-22 certificates and can find the most affordable option to get you back on the road legally.
Local roots, regional reach
Auto insurance in Draper · Auto insurance in Sandy · Auto insurance in South Jordan · Auto insurance in Riverton · Auto insurance in Lehi · Auto insurance in West Jordan
Get your Auto insurance quote
Tell us a little about what you need and we'll compare carriers to find the right coverage at a competitive rate.